Get to Know Sophia

Hi, I’m Sophia, a licensed mortgage lender, DBA as Freedom Fundings, who helps families confidently finance their homes, from first-time purchases to refinances and long-term planning. With nearly two decades of experience across real estate, lending, and strategic growth, I am known for translating complex financial decisions into clear, practical options that support stability and freedom at home.

I am the co-host of the Call to Farms podcast, where my husband, Tim Eng, and I explore housing, land, and financial strategies for families seeking resilience and ownership in an uncertain economy.

I am also the award-winning author of The Nourishing Asian Kitchen and The Nourishing Asian Homestead, works rooted in stewardship, legacy, and building strong foundations, themes that equally guide my approach to home financing.

Whether you are buying, refinancing, or planning your next move, I bring a calm, education-first approach to lending, helping clients make informed decisions that serve both their present needs and future goals.